Free Zakat Calculator Online
Free Zakat Calculator Online is a free online tool by US AI. 2.5% nisab-based. It runs completely in your browser — no signup, no download, works on mobile and desktop.
📖 How to use
- Enter your cash, metals (by value or grams, with per-gram prices) and business assets, minus debts. Zakat of 2.5% applies only above the nisab.
- Open the tool with the button above — it loads instantly.
- Your work stays on your device; nothing is uploaded anywhere.
✨ Why use this tool?
US AI's free zakat calculator online is fast, private and 100% free forever. Bookmark this page and share it with anyone who needs it.
⚖️ What is nisab?
Zakat is only due when your zakatable wealth reaches the nisab — the minimum threshold set by Islamic law. The calculator above checks this automatically: if your wealth is below nisab, it shows "Below nisab — no zakat due" instead of a zakat amount.
- Gold nisab: the value of 87.48 grams of gold.
- Silver nisab: the value of 612.36 grams of silver.
- Which one applies? The silver nisab is lower, so more people reach it. Many scholars recommend the silver nisab as the safer, more cautious basis — the calculator uses whichever of the two is lower in your currency.
- Hawl (one lunar year): your wealth should stay above nisab for a full lunar year (~354 days) before zakat becomes due.
- What's zakatable? ✅ Cash, bank savings, gold & silver, business stock, investments. ❌ The home you live in, your personal car, clothes, furniture.
❓ Frequently asked questions
What is the nisab for zakat?
The nisab is the value of 87.48 grams of gold or 612.36 grams of silver. If your zakatable wealth is below this threshold, no zakat is due. Many people use the silver nisab because it is lower — the calculator above uses whichever value is lower.
Do I pay zakat if my savings are below nisab?
No. Zakat is only due on wealth that reaches or exceeds the nisab. If you are below it, the calculator shows "Below nisab — no zakat due."
Is zakat 2.5% of everything I own?
No. Zakat applies only to zakatable assets — cash, bank savings, gold and silver, business stock, and investments. Your home, personal car, clothes, and furniture are not counted.
What is the hawl rule?
The hawl is one lunar year (about 354 days). Your zakatable wealth should remain above the nisab for a full hawl before zakat becomes obligatory.
Is my financial data uploaded anywhere?
No. The calculation runs 100% in your browser — your numbers never leave your device and nothing is stored.
📖 What is Nisab?
Nisab is the minimum zakatable wealth you must hold for one full lunar year (haul) before zakat becomes due. The gold nisab equals 87.48 grams (about 7.5 tola) and the silver nisab equals 612.36 grams (about 52.5 tola). Only zakatable assets count — cash, gold, silver, trade goods and investments (not your home, car or furniture) — and debts you owe are subtracted. Our free calculator compares your net wealth against your chosen nisab (gold or silver standard, with live rates) and applies 2.5% only when you are above it. This is an estimate — please consult your scholar.